Fewer systems with the full card number
Your application retains a secure reference —a token— while the sensitive card number remains protected in ZEROPAN CORE.
Final scope reduction depends on architecture and applicable validation.ZEROPAN CORE keeps payment card data outside business applications and lets them work with a secure reference —a token— instead of the full card number. This can reduce exposure, simplify the PCI DSS environment and give the organization greater control over its payment architecture.
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When fewer systems handle the full card number —Primary Account Number (PAN)— sensitive-data exposure can be reduced and PCI DSS compliance can become more manageable. The concrete reduction depends on architecture and applicable validation.
Your application retains a secure reference —a token— while the sensitive card number remains protected in ZEROPAN CORE.
Final scope reduction depends on architecture and applicable validation.Enrollment, suspension, reactivation, revocation and deletion can be governed without making the full card number circulate through more systems.
Separating custody from processing makes it easier to evolve integrations, acquirers or compatible processors.
ML-KEM-768 in specific components and crypto-agile design to support the post-quantum transition.
The customer registers the card.
ZEROPAN safeguards the full card number.
Your application receives a token linked to the customer or contract.
A compatible processor executes the transaction.
Especially relevant for recurring payments, memberships, premiums, hospitality and e-commerce, where a card is registered once and may be used later for authorized charges.
Subscriptions, installments and periodic services.
Initial registration and subsequent charges associated with the customer.
Recurring or scheduled charge models.
Reservations and subsequent payments with separate custody.
New card enrollment for card-on-file experiences.
A first implementation can focus on web capture of newly added cards and integration with a compatible processor. From there, the architecture can expand in stages as the business case requires.
ZEROPAN CORE uses ML-KEM-768 in specific components and a crypto-agile design so protection can evolve as standards mature and security needs change.
The goal is to determine applicability and an integration path before discussing implementation.
Request an initial assessment ↗